Financing Comparison Tool
Compare outcomes under assumptions you control. The model is educational and does not represent available pricing, eligibility, approval, or an offer.
Understanding Your Financing Options
These scenarios show three simplified ways exercise funding can be modeled. Actual structures can allocate costs, collateral, recourse, taxes, and settlement events differently.
Self-Funding
Using your own cash avoids a financing counterparty but puts the exercise cost and related taxes at risk. Taxes and transaction costs are outside parts of this simplified comparison unless entered.
Illustrative Loan-Style Scenario
The loan-style scenario compounds the interest rate and term you enter, then floors modeled customer proceeds at zero. That floor is a calculator assumption, not a statement that a non-recourse product is available or that final documents would allocate every loss that way.
Illustrative Value-Sharing Scenario
The value-sharing scenario subtracts the participation percentage and fee you enter from modeled exit proceeds. It omits many terms a real agreement may contain and should not be treated as a PVFC, approval, recommendation, or available offer.