Privacy Policy
Last updated: August 12, 2026
Optioning ("we," "us," or "our") is committed to protecting your privacy. This Privacy Policy describes how we collect, use, disclose, and safeguard your information when you visit our website and use our services.
1. Information We Collect
Information you provide
- Account information: name, email address, and authentication credentials when you create an account.
- Application data: stock option details, company information, financial information, and documents you submit as part of a financing application.
- Calculator inputs: option details and tax parameters you enter into our calculators. These may be stored anonymously to improve our tools.
- Contact information: email address and optional details when you sign up for updates or submit a financing inquiry.
Information collected automatically
- Usage data: pages visited, features used, and interactions with our tools.
- Device information: browser type, operating system, and device identifiers.
- Log data: IP address, access times, and referring URLs.
2. How We Use Your Information
We use the information we collect to:
- Provide, maintain, and improve our services
- Process and evaluate financing applications
- Provide tax calculations and financial estimates
- Send you updates, marketing communications, and service announcements (with your consent)
- Comply with legal obligations and enforce our terms
- Detect and prevent fraud and abuse
3. Information Sharing
We do not sell your personal information. We may share information with:
- Service providers: third-party companies that help us operate our platform (hosting, email, analytics, payment processing).
- Financing partners: when you apply for financing, your application data may be shared with funding partners to evaluate your application. We will inform you before sharing.
- Legal requirements: when required by law, subpoena, or legal process.
4. Data Security
We use application access controls and the transport and storage protections supplied by our configured service providers. Specific controls can vary by environment, and no method of transmission or storage is completely secure. This policy does not claim a security certification for Optioning.
5. Data Retention
We retain your information for as long as necessary to provide our services and fulfill the purposes described in this policy. Calculator results may be retained anonymously for product improvement. You may request deletion of your account and associated data at any time.
6. Your Rights
Depending on your jurisdiction, you may have the right to:
- Access the personal information we hold about you
- Correct inaccurate information
- Request deletion of your information
- Object to or restrict certain processing
- Data portability
- Withdraw consent at any time
7. California Residents (CCPA)
If you are a California resident, you have additional rights under the California Consumer Privacy Act, including the right to know what personal information we collect, the right to delete, and the right to opt out of the sale of personal information. We do not sell personal information.
8. Cookies
We use essential cookies to operate our website and optional analytics cookies to understand usage patterns. You can control cookie preferences through your browser settings.
9. Children's Privacy
Our services are not directed to individuals under 18. We do not knowingly collect information from children.
10. Changes to This Policy
We may update this policy from time to time. We will notify you of material changes by posting the updated policy on this page and updating the "Last updated" date.
11. Contact Us
If you have questions about this Privacy Policy, please contact us at privacy@optioning.ai.